Is it Safe to Pay by Bank Transfer Rather Than Use a Credit / Debit Card? I'll answer this question with a question... Would you give a complete stranger your cash in return for a promise to pay you back in the near future? Of course you wouldn't, but that's what people are doing when purchasing, by bank transfer, travel money online. If the company they bought from goes bust the only guarantee you'll get is you have lost your money period.  Most Travel money companies do not segregate customer Read more